Credit Specialist
TITLE:
Credit Specialist
TERM:
Full time
DURATION:
Indefinite terms
LOCATIONS:
Gyumri, Ashotsk, Vanadzor, Stepanavan, Tashir, Ijevan, Dilijan, Berd, Abovyan, Yeghvard, Martuni, Vardenis, Hrazdan, Artashat, Aparan, Meghri, Vedi, Yeghegnadzor, Kapan
APPLICATION DEADLINE:
31st July, 2012
JOB DESCRIPTION:
The role of the Credit Specialist is to promote FINCA products and services, attract clients and monitor the quality of portfolio in accordance with FINCA policies and procedures.
JOB RESPONSIBILITIES:
- Conduct marketing and promote FINCA products and services
- Attract potential clients
- Conduct business analysis and home visits to measure the client financial status
- Conduct due diligence in order to analyze the risk of the prospective clients
- Analyze due diligence data using financial ratios and client credit history
- Evaluate the credit risk of clients before the credit committee
- Prepare and present required reports and documentation to the credit committee
- Inform clients and guarantors on their rights and obligations
- Monitor client businesses to ensure the continuance ability to repay
- Ensure on time and correct payments
- Compare the clients’ financial progress with budgeted projections on a monthly basis
REQUIRED QUALIFICATIONS:
- University degree in Economics, Finance or related field
- Analytical and problem solving skills
- Strong communication and negotiation skills
- Organizational skills and great team player
- Ability to work under pressure.
REMUNERATION/ SALARY:
Basic salary plus bonus.
APPLICATION PROCEDURES:
If you meet the requirements above and are confident that your education and working experience qualifies you for the position, please e-mail your detailed CV to FINCA at: hr@finca.am mentioning the position and the region you are applying for in the subject line of your email.
Dear customer, in case of discrepancies between Armenian and English languages of the information published on the company's website, you should rely on the Armenian version.