1. User Conduct
· The Site is not intended for users under 13 years old. You may not provide or publicly post personal information on the Site if you are under 13. By using the Site, you agree not to:
· Violate any applicable laws, including without limitation by infringing the copyrights, trademarks, or other proprietary rights of FINCA or any third party;
· Harass, threaten, defame, abuse, or embarrass FINCA or any third party;
· Impersonate FINCA or any third party;
· Attempt to get private information from others, or harvest e-mail addresses or other information;
· Post any commercial content, including advertising and promotional materials, unless explicitly authorized by FINCA;
· Engage in any conduct that inhibits or prevents FINCA or any other person from using or enjoying the Site, including without limitation taking any action that attempts to probe, scan, or test the vulnerability of FINCA’s systems or network, to breach FINCA’s security or authentication measures, or to impose an unreasonable or unauthorized load or burden on the Site’s infrastructure; and
· Engage in any other conduct that FINCA determines, in its sole discretion, is offensive, vulgar, sexually explicit, obscene, offensive, or otherwise objectionable.
All rights in the product names, company names, trade names, logos, service marks, trade dress, slogans, and designs of FINCA products or services, whether or not appearing in large print or with the trademark symbol, belong exclusively to FINCA and are protected from reproduction, imitation, dilution, or confusing or misleading uses under national and international trademark and copyright laws.
The Site (including, but not limited to, text, images, photographs, graphics, designs, and the selection, coordination, and arrangement of such materials) is protected under the copyright laws of Republic of Armenia. All copyrights in the Site are owned by FINCA to the full extent permitted under Republic of Armenia Copyright Act and all international copyright laws. Except for content that you have posted on the Site, or unless expressly permitted in writing, you may not copy, reproduce, distribute, publish, enter into a database, display, perform, modify, create derivative works, transmit, or in any way exploit any part of the Site.
5. Third-Party Content and Links to Third-Party Websites
The Site may contain third-party content and links to other websites (“Linked Sites”). FINCA does not endorse, sponsor, recommend, or otherwise accept responsibility for any Linked Sites. FINCA also does not control the Linked Sites and is not responsible for the content or privacy practices of the Linked Sites.
You agree to indemnify and hold us harmless from any loss, liability, claim, or demand, including reasonable attorney’s fees, made or incurred by any third party due to or arising (directly or indirectly) out of your access to or use of the Site or arising from your breach of this Agreement.
We may terminate this agreement for any reason at any time. Otherwise applicable sections of this agreement shall survive such termination.
We may make changes to these Terms or modify any features of the Site at any time, in our sole discretion. The most current version of the Terms can be viewed by clicking on the “Legal Disclaimer” link on the home page of the Site. By continuing to access and use the Site, you indicate that you accept any changes to the Terms.
9. Contact Us
FINCA UCO CJSC
2a Agatangeghos Str., Yerevan
Republic of Armenia, 0023
(+374-10) 54 55 31(tel.)
(+374 – ) 58 48 63 (fax)
Or e-mail us at