Credit Officer / Business Development Manager

Job Description

Credit Officer / Business Development Manager is responsible for implementing the development of business, agricultural, consumer and other kinds of loans, promoting and consulting new clients, financial analyses, loan disbursement. 

Job Responsibilities

• Direct marketing and promotions, consulting and presenting financial services, terms and conditions 
• Accepting loan applications, financial analysis and estimation of credit risk 
• Loan package formation, organization of credit committee and loan disbursement processes 
• Informing the clients and their guarantees their rights and responsibilities
• Payment and current monitoring
• Knowledge of the organization’s credit policy, internal procedures 
• Setting and achieving targets 

Required Qualifications

• University degree 
• Loan officer experience will be considered as an advantage 
• Excellent negotiation and communication skills
• Analytical thinking 
• Ability to work under pressure, efficient conflict management skills 
• Stress resistant 
• Computer skills (MS Office (Excel, Word), Outlook, AS-Bank 
• Excellent knowledge of Armenian, good knowledge of Russian and English is desirable
• Reliability and ability to work independently and/or in a team 
• Time management skills 

Company Benefits

• Competitive salary
• Monthly bonuses (subject to employee’s personal performance)
• Annual bonuses (subject to company performance)
• Paid day-offs
• Health insurance
• Rewards on the occasions of marriage and birth of children
• Trainings
• Teambuilding and corporate events
• An opportunity to grow and develop in an internationally-minded environment

Application Procedure

Apply here, if you meet the requirements above and are interested in the position announced.