FINCA Armenia is led by a group of experienced, dedicated financial professionals on its board of directors and management team.
FINCA Armenia Board of Directors
Our Board of Directors brings a wealth of expertise and dedication to providing access to responsible financial services.
Dane Steven McGuire
BOARD DIRECTOR, FINCA ARMENIA
Dane Steven McGuire
Dane Steven McGuire was born on April 6, 1948. Throughout his career he has focused on managing participation in professional markets both in developed and emerging markets. He has also gained significant experience in the financial control of commercial banking units, as well as adherence to banking and regulatory requirements. Before joining FINCA in 2010, he served as Global Head of Central Banks at ABN Amro Bank, NV., culminating a 12-year career with the bank as its UK Treasurer and Regional Treasurer in Latin America. He held the position of UK Treasurer of Credit Lyonnais in the UK for a period of six years, preceded by a decade with Citibank in Ecuador, Venezuela, London, and Copenhagen, in different country and regional roles, ranging from credit and corporate relationship management to investment banking. Mr. McGuire also served as a US Peace Corps Volunteer in Guatemala from 1971 to 1973. He received his M.A. in International Studies from the Johns Hopkins University School of Advanced International Studies, in Washington, DC, and a B.A. in Political Science from The Citadel in Charleston, SC.
Q&A
What words of wisdom would you share with a young person?
Never be afraid to express your opinion; speak your mind and heart at all times; the future is not for the timid!
What motivates you to want to make a difference in the world?
If I can improve the life of even one individual and make it possible for him or her to achieve an important life-changing goal, then I will have made a difference. Imagine, if I can multiply this achievement!
From whom or what do you draw inspiration in your everyday life?
From my mother, who raised four children on her own and worked two, eight-hour shifts to provide us with all the essentials, when we were growing up; from the Christian Brothers who taught me in the high school to excel in every effort I made in both the classroom and on the playing field; and from the many bosses and mentors in my professional career, who taught me to seek challenges, climb mountains and seize opportunities.
Vazha Maisuradze
CHAIR OF THE BOARD OF DIRECTORS, FINCA ARMENIA
Vazha Maisuradze
Vazha Maisuradze was born on May 15, 1972. He has been involved into the field of microfinance since 1999, joining the FINCA family in 2009. Vazha has served as the Eurasia Regional Credit Manager at FINCA Microfinance Holding Company (FMH), previously occupying the position of COO of FINCA Bank Georgia. Prior to FINCA he worked for the Frankfurt School of Finance and Management as a Senior Bank Advisor, implementing the downscaling of microfinance projects in a number of countries: Georgia, Moldova and Turkey. Vazha also worked as a COO for Tao Bank in Georgia and a Customer Relationship Manager at the European Fund for Southeast Europe (EFSE), a large microfinance investment fund. Vazha started his microfinance career at ProCredit Bank Georgia, where he grew from the position of Loan Officer to Branch Manager. He holds a Master Degree from Tbilisi State University in Business Organization and Management and also graduated from the American Bankers Association Stonier School of Banking.
Q&A
What do you like to do for fun?
What I like most is traveling, because I believe it makes me happier, it elevates my mind, widens horizon and, therefore, helps me fulfill my dreams. Other things that I love is to taste different cuisines and wines. And of course listen to Pink Floyd.
If you could spend the day with one person from history, who would it be and why?
Dalai Lama XIV. I would love to spend some time with him through conversations and learn from his practical wisdom how I can defeat day-to-day anxiety, insecurity, anger and discouragement. Learn how I can reach inner peace and happiness – which is the ultimate purpose of life.
From whom or what do you draw inspiration in your everyday life?
I draw inspiration from my parents, who have dedicated their entire life to their children and still continue doing everything to make us happy. They have done an unbelievable job, especially considering hard times in early 90’s, sacrificing themselves to ensure we have prospects in our lives.
Ararat Gyulumyan
BOARD DIRECTOR, FINCA ARMENIA
Ararat Gyulumyan
Ararat Gyulumyan was born on August 10, 1975. He has 16 years of experience in finance and accounting. Currently Ararat is Assistant Controller at Cordiant Investment Management. He served as the Audit Manager at Baker Tilly, Ukraine, which is a Member firm of Baker Tilly International based in Kiev, Ukraine. From 2009 to 2015 Ararat was Chief Financial Officer at FINCA Russia. In his rich career as a finance professional, Ararat participated in the audit engagements of a number of banks and enterprises in Ukraine, Russia, Armenia, Georgia and Belarus. Ararat earned his Bachelor’s degree in Economics and Mathematical Modeling at Yerevan State University. He holds a Diploma of Higher Specialized Education (D.E.S.S.) in banking and financial techniques from Université Panthéon in Paris, France. He is also a graduate of American Bankers Association Stonier Graduate School of Banking. Ararat has been a Fellow Member of ACCA since March 2010, CPA British Columbia and CPA Quebec Member since April 2015 and January 2016, respectively.
Q&A
What activities enrich your life?
Spending time with my kids, learning from them to smile, feel happiness, love and enjoy simple things without any reason. What also enriches my life is reading books about the history of different nations, travelling in different places, discovering different cultures and meeting people with interesting life experiences, from whom there are always things to learn.
Are there words of wisdom by which you try to live your life?
There are many wise pieces of advice I have read and heard from my teachers, friends, parents, colleagues. Many of these expressions are helping in different life situations. However, the words of Bruce Lee who said: “Do not pray for an easy life, pray for the strength to endure a difficult one”, are those I remember quite often. In our everyday life, full of speedy changes, surprises and challenges, these words are really precious, and they help not to relax, not to be scared of difficult moments, but make all efforts to move forward, embrace challenges and overcome them. With such a mindset it is much easier to live and work.
What words of wisdom would you share with a young person?
Dream about things you even afraid to dream and always follow you dreams, as what we dream is what we will always have at the end. Do not be afraid to fall, to experiment, to practice and always try to be friend with persons who are cleverer and wiser than you, as learning is what will enrich your life and will make you stronger.
FINCA Armenia Management Team
Our management team brings vast experience, professional skills and expertise from various industry backgrounds.
Hrachya Tokhmakhyan
CHIEF EXECUTIVE OFFICER
Hrachya Tokhmakhyan
Hrachya Tokhmakhyan was born on March 20, 1973. Having served as the Financial Manager of FINCA UCO since 2007 and having established a solid foundation of continuous success, in 2013 Hrachya was appointed as Chief Executive Officer. Hrachya has extensive work experience in the banking and finance field. Before joining FINCA Armenia, Hrachya held the position of Internal Audit Department Manager at Inecobank CJSC. He also acquired invaluable experience working as а Team Leader at Grant Thornton Amyot LLC. Prior to this, Hrachya successfully ran the position of Financial Analyst at ArmenTel CJSC, as well as the position of the specialist in the Accounting Department of RA Central Bank. Hrachya also worked at the State Tax Service as the State Inspector.
Hrachya graduated from the Armenian State University of Economics, the Faculty of Accounting and Analysis of Economic Activities. Within the period from 2002 to 2005 he received an ACCA qualification, in 2006 becoming a plenipotentiary member of ACCA. He was also granted a License of professional and qualification compliance to the positions of CEO, Board Member-Deputy of CEO and License of professional and qualification compliance to the positions of Bank Internal Audit Manager, Internal Audit Member by the Republic of Armenia Central Bank.
Q&A
From whom or what do you draw inspiration in your everyday life?
I draw inspiration from mature, deep, intelligent and nice people, who make the world a kinder and more beautiful place to live in. These bright personalities, full of positive energy and enthusiasm, make any interaction with them so empowering and exciting.
Who or what inspired you to choose your life’s path?
The person who inspired me to choose my life’s path is my father, a Doctor of Philological Sciences and a member of the Academy of Sciences. He has lived his life prioritizing inner world and continual self-development, never giving importance to material aspects of the world. He has always emphasized mutual respect, leaving only positive and bright memories after him. The only fact that I bear his surname has helped me greatly to achieve the state I am now in and always get the respect of people around.
Are there words of wisdom by which you try to live your life?
“We make a living by what we get. We make a life by what we give”. Once I met this profound quote of Winston Churchill, I realized that it was the formula I have always believed in. I also try to give as much as I can to life and take the maximum possible from it.
“The shortest answer is “doing the thing”
Ernest Hemingway
Loucine Sahakyan Hayes
CHIEF OPERATIONAL OFFICER
Loucine Sahakyan Hayes
Biography
Loucine Hayes was born in Talin, a small town in Armenia. While studying at the University of Languages and Social Science after V. Bryusov, she worked as a journalist in Armenia. She holds a Master of Business Administration degree from Edinburgh Business School in Scotland.
Loucine was appointed as Chief Operational Officer in FINCA Armenia in October, 2018. Before joining FINCA, she had worked in more than 27 countries. She has more than 20 years’ experience in management of regional development projects in microfinance and house construction, as well as development of agribusiness value chains, health and education spheres.
Loucine managed one of the largest offices of the American government Peace Corps in Uganda and in Botswana. Moreover, she managed large financial portfolio and staff up to 250 people developing projects in Habitat regions, in Europe and Central Asia. She has taken part in the creation of Habitat Global Housing Fund supporting the provision of affordable wholesale housing loans for developing countries.
Q&A
Who or what inspires you in your everyday life?
My inspiration and values are bound by our EPOS, Sasuntsi Davit, which has been a source of strength, wisdom and joy to live my life with dignity and profound peace. This short quote reflects all that power: “Msra Meliq saw that it is impossible to beat Mher and he saw that Mher is an honest and right man”.
I desire to stay faithful to this value of honesty and live as a true human being.
Artak Mikayelyan
CHIEF ACCOUNTANT
Artak Mikayelyan
Artak Mikayelyan was born on October 28, 1976. He began his career at FINCA UCO in 2006 as a Teller. Later he grew to the position of Accountant, Accountants’ Team Leader and thereafter Deputy Chief Accountant. In September 2013 he was appointed to the position of Chief Accountant.
Artak graduated from the Armenian State University of Economics, Department of Management specializing in Labor Economics and Sociology. Afterwards, during 1998 to 1999 served in the Armed forces of the Republic of Armenia.
Artak was granted the License of professional and qualification compliance for the position of Bank’s chief accountant and License of professional and qualification compliance to the positions of Bank Internal Audit Manager, Internal Audit Member by the Central Bank of the Republic of Armenia.
Q&A
Are there words of wisdom by which you try to live your life?
It is better to light a candle than curse the darkness.
What words of wisdom would you share with a young person?
If you want to live a happy life, tie it to a goal, not to people or things.
If you were given the ability to change one thing in the world, what would you choose and why?
If I had the power to change a thing in this world, I would spread kindness among people so that we forgive each other and find solutions to world problems without wars and destruction, so that we help each other build a healthy environment for our future generations.
“He who thinks he can find in himself the means of doing without others is much mistaken; but he who thinks that others cannot do without him is still more mistaken.”
François de La Rochefoucauld
Anush Petrosyan
CHIEF FINANCIAL OFFICER
Anush Petrosyan
Anush Petrosyan was born on March 30, 1979. She has over 15 years of experience, of which more than 10 years include providing audit services. She has served as Chief Financial Officer at FINCA Armenia since 2016. Prior to that, since 2013, Anush served as Corporate Audit Manager. In her rich career Anush has worked at KPMG Armenia, growing to the position of Audit Manager, and at Grant Thornton Amyot LLC in the position of In-Charge Auditor. Anush also acquired valuable experience working at the US Embassy in Armenia as an Economics Specialist, as well as at the Central Bank of Armenia as a specialist in the Monetary Policy Department.
Anush holds an MBA in Banking, Finance, Real Estate and Accounting from the University of Kentucky, Lexington, USA and a BA Degree in Economics from Yerevan State University. In 2007 she became an ACCA member and in 2012 became an FCCA (Fellow Chartered Certified Accountant).
Q&A
From whom or what do you draw inspiration in your everyday life?
From my children: seeing love, trust, happiness and warmth in their eyes inspires me to face such challenges that I would have never thought I could.
What do you like to do for fun?
Spending quality time with my family members, friends and colleagues.
If you were given the ability to change one thing in the world, what would you choose and why?
I would ensure that the feeling of love prevailed the feeling of hate in people to make the world kinder and more tolerant.
Armine Amiryan
HEAD OF INTERNAL AUDIT
Armine Amiryan
Armine Amiryan was born on December 2, 1978. She has over 18 years of experience in banking, finance and auditing.
Since October 2017 Armine has served as Head of Internal Audit at FINCA Armenia. Before joining the company Armine held the position of the Head of Internal Audit at Panarmenian Bank CJSC. Before that, Armine acquired valuable experience in auditing by working as a Member of the Internal Audit group at the Central Bank of Armenia, as Head of Internal Audit at Procredit Bank Armenia, as an auditor at KPMG Armenia and as Advisory Program Coordinator at the Small and Medium Entrepreneurship Development National Center.
Armine holds a Master’s Degree in Economics from the Yerevan State University. She has ACCA qualification. Armine was also granted a License of professional and qualification compliance to the positions of Bank Internal Audit Manager, Internal Audit Member by the Central Bank of the Republic of Armenia.
Harutyun Chadryan
GENERAL COUNSEL, HEAD LEGAL OFFICER, CORPORATE SECRETARY AND MEMBER OF THE MANAGEMENT TEAM
Harutyun Chadryan
Harutyun Chadryan was born on August 26, 1985. He has more than ten years’ experience in the legal field, seven of which were acquired in the financial and banking sphere.
Since 2017 Harutyun has served as General Counsel and Head Legal Officer at FINCA Armenia. In 2018, in parallel to his main duties, Harutyun also assumed the roles of the Corporate Secretary and member of the Management Board.
Before joining FINCA Armenia, Harutyun first held the position of Lawyer, then position of Chief Lawyer at “Panarmenian Bank” CJSC. Before that Harutyun acquired valuable experience in the legal field as a Leading Legal Adviser at “AREXIMBANK – GAZPROMBANK GROUP” CJSC, as a Lawyer at “Glendale Hills” CJSC, as a Lawyer and then as a Chief Lawyer at “Jakshin” LLC, as a Lawyer at “EMH Construction” CJSC, as a Lawyer and then as a Chief Lawyer at “International Development and Construction’ CJSC, as a Chief Lawyer at “Modern Buildings” LLC, as a Lawyer at 2AD CJSC and as a Lawyer at “AJ Const” LLC and “AG Development” CJSC.
Harutyun holds a Master’s Degree in Law from Yerevan State University. He also graduated from two-semester business law program of IIT, Chicago-Kent College of Law, School of American Law obtaining the Certificate of Completion.
In 2011, Harutyun received a license for practicing law and became a member of the Chamber of Advocates of the Republic of Armenia.
Harutyun has received a certificate from the Central Bank of Armenia, which qualifies him to work in the positions of Executive Director (Board Member), Deputy Executive Director (Deputy Board Member) and Member of the Management Team (Board).
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