Our Shareholders

FINCA Armenia shares are owned by FINCA Microfinance Cooperative U.A., a Netherlands-based company.

On November 1, 2011, following preliminary approval of the Central Bank of Armenia, 136,472 shares of FINCA UCO CJSC owned by FINCA International were transferred to FINCA Microfinance Cooperative U.A., a Netherlands-based company. FINCA Microfinance Cooperative U.A. has been incorporated in the Netherlands by FINCA Microfinance Holding Company LLC and FINCA International. The declared shares of FINCA UCO CJSC constitute 490,596, each with a nominal value of 10,000 AMD. The charter capital constitutes 4,905,960,000 AMD.

Our Investors

Our cooperation with prominent international financial institutions is testament to FINCA Armenia’s strong financial performance and our commitment to the FINCA Impact Finance mission.

Agents for Impact_logo 

Agents for Impact (AFI) is an impact investor based in Frankfurt, Germany. The goal of AFI is to create impact, which is fair, sustainable and responsible. The focus of the company lies on investment opportunities that meet specific impact criteria and make a positive contribution towards achieving the SDG. Along with impact investment, AFI conducts research for two of Invest in Vison’s funds in the microfinance sector.

Bank_im_Bistum_Essen_logo 

BANK IM BISTUM ESSEN eG (BIB) is a German cooperative bank founded in 1966. Having sustainable development as a core priority, BIB operates under the slogan Fair Banking and is committed to upholding economic, social and ecological sustainability.

 

IFC, a member of the World Bank Group, is the largest global development institution focused exclusively on the private sector. IFC helps developing countries achieve sustainable growth by financing investment, mobilizing capital in international financial markets, and providing advisory services to businesses and governments. In FY12, IFC’s investments reached an all-time high of more than $20 billion, leveraging the power of the private sector to create jobs, spark innovation, and tackle the world’s most pressing development challenges.

responsAbility_logo 

responsAbility Investments AG is a Swiss asset manager dedicated to development investments and offers professionally-managed investment solutions to private, institutional and public investors. Founded in 2003, responsAbility Investments AG supplies debt and equity financing predominantly to non-listed firms in emerging and developing economies.

 

Symbiotics is an investment company specialized in emerging, sustainable and inclusive finance which offers market research, investment advisory and asset management services.  Since 2004, Symbiotics has invested over USD 1.9 billion in more than 200 microfinance institutions in 50 emerging countries, working with more than 28 investment funds and many institutional investors.

The EMF Microfinance Fund_logo 

The EMF Microfinance Fund is an impact investor founded in 2008 and based in Vaduz, Liechtenstein. Their goal is to promote financial inclusion to people in developing economies currently overlooked by the financial system. EMF aims to support promising, responsible, profitable and sustainable Micro, Small and Medium Enterprises, financing Intermediaries that focus on achieving social impact.

Bonds

FINCA issued nominal, non-documentary, coupon bonds.

The program prospectus of FINCA UCO CJSC nominal, non-documentary, coupon bond issuance was registered by the N 1/234A resolution of Chairman of the Central Bank of Armenia as of April 19, 2019.

Bond Issue Prospectus 2019

1st Addition to Bond Issue Prospectus 2019

2nd Addition to Bond Issue Prospectus 2019


The program prospectus of FINCA UCO CJSC nominal, non-documentary, coupon bond issuance was registered by the N 1/842A resolution of Chairman of the Central Bank of Armenia as of December 5, 2018.

Bond Issue Prospectus 2018


On December 30, 2016, the prospectus of FINCA UCO CJSC nominal, non-documentary, coupon bonds issue was registered by the resolution of Governor of the Central Bank of Armenia N 1/970A.

Bond Issue Prospectus 2016

 On February 22, 2017, placement of nominal coupon bonds (FNCAB1) issued by Finca UCO CJSC took place on the NASDAQ OMX Armenia primary placement platform in a standard closed (European) auction. ARARATBANK OJSC acted as the underwriter of the guaranteed placement.